And get lenders offer you the best possible interest rates on home, personal and car loans.
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
If your answer is yes, this is just what your need to read today.
Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score
Wondering what's the connection? Here goes...
Swiping your credit card to take that dream vacation? Beware, says Harshala Chandorkar, Senior Vice President -- Consumer Services and Communications!
Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes
'This helps the consumers secure more favourable terms from CIs.'
A phone number and e-mail are often enough for a fraudster to trick a lender into pulling your report and disbursing a loan.
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
Few right moves and you can improve your credit score real fast
Here's the formula and it is not too difficult to implement.
What is your credit rating and why is it important? Read on to find out...
An error does not become a mistake until you refuse to correct it. Errors in your CIBIL credit report can become costly mistakes if you do not rectify them in time. So next time you get your CIBIL report, do not just see the score and tuck it away.
Just like optimum blood pressure, sugar and the likes are the measure of your physical health, a good CIBIL score is a measure of your financial health and you must do the needful to keep your CIBIL score at a satisfactory level.
These will save you some money and lots of hassles.
Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj
The difference between Cibil and other marketplaces is that in the case of the latter the credit report is accessed after the customer clicks the loan offer, while in the case of Cibil the customer first checks the credit score and then applies for the loan.
Surprised? Here's how a credit can benefit you.
What's a job got to do with your CIBIL score? Surprised? Well, here's the connection
A healthy CIBIL Report and a high CIBIL TransUnion Score indicates that you are managing your loans and credit relationships well and are financially savvy
There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as loan closures or repayments, and deliver a superior consumer experience, Deputy Governor of the Reserve Bank of India (RBI), M Rajeshwar Rao said on Wednesday.
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.
Going through the credit report regularly will make you aware of a number of issues. One is identity theft.
Here's how to get out of this situation without hurting your CIBIL score.
If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy
Here's why these Harry Potter characters will have the best or worst credit scores.
2016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
Some simple tips can help you in better understanding of your CIBIL Report.
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.
The plan is to offer the ratings of drivers to insurers, which can then customise their premiums -- a higher score meaning a lower premium, for instance, and vice-versa.
While you can always correct them, the sooner you do it the better it is for you, says Sanjay Kumar Singh
Find out how banks and lending institutions decide if you are worth their money based on your CIBIL TransUnion Score and Credit Information Report.
